Thomson Law MMG: Obama Plan Calculator

800-664-1220

Do I Qualify for The Home Affordable Refinance or Modification?

Fannie Mae or Freddie Mac owned mortgage?
If you don’t know if your loan is owned by Fannie Mae or Freddie Mac, you can ask your lender or select Unknown and this program will validate against all other criteria. In Arizona under 20% of mortgages are owned by Fannie or Freddie. Or to search, click on these links for Fannie Mae or Freddie Mac to search by address..

Unpaid Balance
1^st
2^nd
3^rd

Origination Date
Month

Year

Monthly Payments

1^st
2^nd
3^rd

Insurance
Property Taxes
HOA Fees

Estimated Value
If you don’t know the value of your proptery, you can look it up on www.zillow.com. Although this site tends to be on the high side, it will give you a starting point for valuation.

Gross Monthly Income (Before taxes)

Is this income stable and verifiable?

Is this payment no longer affordable due to a change in expenses or income?

Are you current on your mortgage payments?		Current = Not more than 30 days late in the last 12 months.
Number of Units?		(Single Family Residence =1, Duplex = 2, Etc.)
Is the property owner occupied?
Subject property county?