My name is Kevin W. Hardin and I am the Director of the Mortgage Mediation Group. I am a 29 year veteran of the Mortgage and Real Estate industries. Juris Doctor from Concord Law School and CMB (Certified Mortgage Banker) I work with Borrowers, Attorneys, Title Companies, Real Estate Agents and Mortgage Companies on mortgage law issues.

About Kevin Hardin

My name is Kevin W. Hardin and I am the Director of the Mortgage Mediation Group. I am a 29 year veteran of the Mortgage and Real Estate industries. Juris Doctor from Concord Law School and CMB (Certified Mortgage Banker) I work with Borrowers, Attorneys, Title Companies, Real Estate Agents and Mortgage Companies on mortgage law issues.

Mortgage Denied Over Credit Report Error | Loan Officer

Credit Report Error Watch my video below to learn about our free credit repair service for borrower clients of mortgage loan officers who are victimized by a credit report error. As a loan officer, it is important that you get your client’s loans approved so that they can enjoy the American dream of homeownership. If there is a credit report error, your client could be denied for their loan, … [Read more...]

Free Credit Repair

Free Credit Repair McCarthy Law PLC Offers No-Cost Legal Representation To 40 Million Americans Victimized By Credit Reporting Errors According to a recent report by Consumer Union, “about one in five, or an estimated 40 million consumers, had an error on one of their credit reports.” Another recent FTC study found that participants with less education were more likely to have errors on their … [Read more...]

Free Veteran Credit Repair

Free Veteran Credit Repair Veteran complaints to the CFPB are up 14% according to a recent article posted by Ballard Spahr discussing CFPB's 2015 Annual Review, which is a review of complaints received from service members, veterans and their families and outreach and enforcement efforts. One of those categories discusses 2,200 complaints concerning credit reporting with 72% of such complaints … [Read more...]

Free Credit Repair Services For Real Estate Agents | Boomerang Buyers

Free Credit Repair Services Watch my video below to learn about our free credit repair service for clients of real estate agents.   Hi, I’m Kevin Hardin. I am the Director of the Mortgage Mediation Group. There are over 40 million Americans that have been victimized by Credit Reporting Errors. We offer Free Credit Repair Services. The last 10 years of the mortgage crisis has left … [Read more...]

CFPB Trid Rule Correction

CFPB Monitor - TRID rule technical correction? TRID rule technical correction? Posted: 10 Feb 2016 06:58 AM PST Richard J. Andreano, Jr. In today’s Federal Register the CFPB published a correction to the TILA/RESPA Integrated Disclosure (TRID) rule supplementary information as published on December 31, 2013 with regard to property taxes and certain similar … [Read more...]

Credit Report Errors

Credit Report Errors Are Rampant According to a recent report by Consumer Union, “about one in five, or an estimated 40 million consumers, had an error on one of their credit reports.” Another recent FTC study found that participants with less education were more likely to have errors on their credit reports than their more highly educated counterparts. So, how do you fix credit report errors … [Read more...]

Short Sales Not Extinct Yet

Short Sales Not Extinct Yet Unlike the dinosaur, Short sales are not extinct yet. However, the number of short sales has reduced dramatically as many Arizona and California homeowners have recovered much of their equity. Today, there are still Arizona and California homeowners that think that short sales have gone away but, short sales are not extinct yet. Why have they come back or … [Read more...]

CFPB Is Not Self Funded

CFPB Is Not Self Funded If the CFPB is not self funded, then how are they funded? I have been to many a presentation by various parties in the real estate industry that represent that the CFPB is self funded, however the CFPB is not self funded. Let's start with how they came into existence. You can read the long version at the The CFPB strategic plan, budget, and performance plan and … [Read more...]

Steering Consumers to Higher Interest Rates Costs Mortgage Company $19 Million

CFPB Orders RPM Mortgage to Pay $19 Million for Steering Consumers Into Costlier Mortgages It appears that mortgage companies and loan officers still do not grasp the full extent of the Consumer Financial Protection Bureau's (CFPB) effort to protect consumers from higher loan costs from steering consumers into higher interest rates. The CFPB announced today new fines for RPM Mortgage. The … [Read more...]

PAY-TO-PLAY MORTGAGE KICKBACK SCHEME

PAY-TO-PLAY MORTGAGE KICKBACK SCHEME   It seems like every day we are hearing about another enforcement action by the CFPB. This time it was against a Title Company and Mortgage Loan Officers. See announcement from the CFPB here Their scheme is being called a Pay-To-Play Mortgage Kickback Scheme. They knew it was wrong and illegal, if not, why did they create separate companies to … [Read more...]