Kevin W Hardin

Kevin W Hardin BIO The Mortgage Mediation Group assists homeowners, attorneys, realtors, loan officers, and other professionals with issues related to Mortgages. These issues may be Credit Report Errors, Short Sale, Loan Modification, Foreclosure, Deficiency, RESPA, TILA and Post Foreclosure-related claims under the California Homeowner Bill of Rights. Kevin W Hardin is the Specialized … [Read more...]

Being Harassed By Debt Collectors?

Being Harassed By Debt Collectors? Are you being harassed by debt collectors? There are many reasons why we end up in debt. It may be the holidays, an emergency, school, vacation etc. We don't plan to go into debt and not pay, but sometimes something happens in life and suffer a hardship preventing us from paying our debts. When those debts are not paid, the collectors will come calling. … [Read more...]

What is the difference between a Realtor doing Short Sales or a Short Sale Negotiator?

Updated here  … [Read more...]

What do you do if the homeowner just doesn’t want to sell their underwater home?

What do you do if the homeowner just doesn’t want to sell their underwater home? I imagine this is rare, but it has come up more than once when a homeowner is faced with the point today where they can no longer afford their home or it no longer makes sense to keep paying on a negative equity home and they need to sell their underwater home. They contact you, the Realtor and their Trusted Advisor, … [Read more...]

How Bankruptcy Affects Short Sales

How Bankruptcy Affects Short Sales By now, most Realtors are aware of many of the risks associated with short sales.  Either they know someone that has faced litigation or have read about problems that can arise from homeowners that either faced an unexpected foreclosure or who did not understand their deficiency or tax liability.  Recently we have seen a new issue arise for some homeowners … [Read more...]