Comments for Mortgage Mediation Group

Comment on Arizona Loan Modifications: 7 Things You Want To Know by Alex la restylane

Alex la restylane — Fri, 27 Jan 2012 02:58:59 +0000

Nice, I bookmarked this page on Digg under “Arizona Loan Modifications: 7 Things You Want To Know – Mortgage Mediation Group”. So hopefully our friends can give you a visit. Thanks.

Comment on Arizona Loan Modifications: 7 Things You Want To Know by Kevin Hardin

Kevin Hardin — Thu, 19 Jan 2012 18:16:04 +0000

http://www.facebook.com/hardanswersfromhardin

Comment on Fannie Mae Removes ‘Ability to Repay’ from HARP 2.0 Guidelines by Kevin Hardin

Kevin Hardin — Thu, 19 Jan 2012 18:14:19 +0000

Emily,

Thank you for taking the time to respond. I can tell you that once a homeowner is educated as to what the lenders did to the market and to them in their misrepresentation of values of properties it does not take long for them to realize that they are a victim of the fraud that was exacted upon many homeowners. To stay in a home and continue to pay on a mortgage that is derived from this misrepresentation is just financial imprisonment. Now, if a homeowner that has all of the facts decides to remain in their home, then at least it is an informed decision.

I am not sure why you believe education is disgusting?

Comment on Fannie Mae Removes ‘Ability to Repay’ from HARP 2.0 Guidelines by emily smith

emily smith — Wed, 18 Jan 2012 00:24:04 +0000

You are so wrong. There are many Arizona home owners who find themselves unable to refinance who plan to stay in their homes and meet their commitments. They also realize that if they have a fixed mortgage, and can lower their payments more, they will win out in the next few years as rental rates in good neighborhoods are exorbitant compared to buying right now, and as demand continues to increase it will NOT be fun to be a renter. Fixed mortgages over the next 30 years, at these record low rates will win out.

It’s attorneys like you who want to continue to profit off the “lose your house crowd”, who are seeing RECORD incomes from “helping” these people, I can see why you abhor Harp 2.0.

Disgusting.

Comment on Another Year of Short Sales by Jetsyn

Jetsyn — Sat, 07 Jan 2012 14:58:58 +0000

Articles like these put the consumer in the divrer seat-very important.

Comment on Arizona Loan Modifications: 7 Things You Want To Know by 1099 form

1099 form — Fri, 06 Jan 2012 02:28:36 +0000

whats your facebook profile?

Comment on Treasury warns Chase of permanent HAMP witholdings by Kevin Hardin

Kevin Hardin — Mon, 02 Jan 2012 19:33:07 +0000

Kou, from what I gather, you actually don’t live in the house and are renting another house? Is that correct? Also, there is no statutory requirement that a lender grant you an appeal on HAFA in Arizona. Arizona does not require that the lender mediate prior to foreclosure as well. Yes, it is a requirement that the home be your primary in order to qualify for HAFA. Were you informed to seek legal counsel at any point in the short sale? I don’t recommend anyone attempt a short sale without it. These issues are better addressed prior to listing the home. That said, it is water under the bridge. Until you agree to the terms from the servicer, you don’t have to close the transaction. So, have you communicated your approval with those terms? If not, don’t close till the terms are acceptable to you. The proposed closing date is just that, proposed. If you don’t wish to air this out in a public forum, you can email me direct at khardin@abfirm.com or call the office at 602-482-0123 and schedule time to speak.

Comment on Treasury warns Chase of permanent HAMP witholdings by Kou Xiong

Kou Xiong — Mon, 02 Jan 2012 05:09:12 +0000

Mr. Hardin,

My wife and I may require your legal expertise. Chase denied our HAFA application stating, “We are unable to verify that you live in the Property as your primary residence.” This was alleged sent to us in September 2011. Our application was supposedly sent via our short sale specialist/agent/broker in June 2011. We have buyers in a pending short sale transaction set to be completed by 1/20/12. The HAFA was not part of the short sale approval. Our short sale agents/brokers never explain the HAFA denial to us when they found out about the denial. We never received the September HAFA denial letter. Therefore, we never had any chance of appealing the HAFA denial or providing verifying information that we live the Property as our primary residence. Of course, we had provided our agents/brokers with our tax returns and pay stubs showing the Property as our primary tax filing or primary residence. We are currently renting a house. Question: What are our legal rights with respect to agents/brokers AND Chase? Your prompt respond is requested.

Comment on Executive Team by Mortgage Insurance Companies Going After Homeowners | Hard Answers to Hard Questions From Hardin

Thu, 22 Sep 2011 16:34:58 +0000

[...] let’s apply it to Arizona, where I work as Director of the Mortgage Mediation Group and handle short sale and deficiency issues. Under Arizona Revised [...]

Comment on Strategic Default In Arizona: What You Need To Know by Cynthia Knight

Cynthia Knight — Sun, 31 Jul 2011 21:55:14 +0000

Kevin,

Great info! This is why I refer all of my clients who are anticipating a short sale to your office. This will clarify a lot of their concerns.

Keep up the great work!

Cynthia Knight
SE Valley REALTOR